Life Insurance licenses
Please be aware that Life and Accident & Sickness licenses are two different license classes in Alberta and are two separate licenses. If you intend to sell Group, Critical Illness or Disability insurance in addition to Life, you will need to apply for both licenses.
If you want to sell policies that have components of both Life and Accident & Sickness coverage, you must hold both licenses.
To get started, select which scenario represents you…
Sole proprietor
You are representing yourself under your own personal name.
Represent a licensed agency
You’re applying as an agent to represent a licensed agency.
Sole proprietor with a trade name
You are representing yourself under a trade name.
Employee of an insurance company
You work for a licensed insurance company as an employee.
Educational requirements
After completing the mandatory Life License Qualifying Program (LLQP), new applicants are required to pass provincial LLQP exams. Then, the AIC must receive your paid and approved applications within 12 months of you passing the provincial exams.
When the applicant completes their LLQP program, the course provider will enter their certification under the applicant’s CIPR profile. A certification is valid for 1 year.
Once certified, the applicant must, within 1 year from the certification, log into the AIC Portal and register for the provincial LLQP exams. If the LLQP program certificate expires, they cannot register for the provincial exams.
All applicants must also satisfy the requirements set out on the Applying for a license page.
FAQs
- Log into the AIC Portal with your CIPR# or email address and Password.
- Click the green “Active Licenses” button.
- Click “Apply for a License” in the top right of the screen.
- Select I am applying for “myself.”
- Select the license class.
- If transferring to another licensed agency: Under the business name field, enter the name of the agency you will represent by starting to type the business name and selecting from drop-down list
- If you are applying as employee of an insurance company: you must leave the business name field blank and only indicate the name of your sponsor. Under “I will work,” select the third option, “for Insurance Company Name.”
- If you are applying to be a sole proprietor, you must leave the business name field blank and only indicate the name of your sponsor. Under “I will work,” select the first option, “as a sole proprietor.”
- Select “yes” to “I am changing one or more of the following (license level, agency, sponsoring company, personal name).” This will ensure that your application fees are set as $25.
- Select from the drop-down menu under “original license number” the license you intend to transfer/upgrade. Then click the blue “Continue” button and click “yes” to create application.
- Fully complete each section of the application.
- Read and answer all questions from 1 to 10. If any questions are answered “yes,” enter the information in the box provided and an attachment (if required).
- If you are changing your name, ensure you have changed your name under your CIPR profile before completing this application. Then, answer “yes” to question 3 that asks “Have you been licensed in Alberta or elsewhere?” Indicate that you are changing your name and upload PDF proof of name change (e.g. government-issued ID such as driver’s license, marriage certificate, etc.).
- Click “Save Application” after each section as you complete your application.
- Under the “Payment Option,” select “you are paying”; the fees will automatically be added to an invoice. We only accept Visa or Mastercard as payment methods and do not accept Visa Debit or Mastercard Debit payments.
- Once the application is complete, click the green “Submit Application” button at the bottom of the application and a declaration box will pop up for you to complete.
- Once approved by the sponsor (insurance company or Designated Representative) and the fees have been paid, the application will be submitted to the Alberta Insurance Council for final review.
Note: A current criminal check will not be required if you are transferring or reinstating a license (e.g. re-applying in the same term).
Start here!
Take your first steps towards a license by reading up on the overall insurance license qualifications and requirements
Applying for a license